央行频繁加息造成影响不仅仅是对我们的房贷，房贷是我们欠银行的债而带来的成本，那么如果我们欠加拿大税务局的逾期税款呢？你的债务成本也将会越来越高。在我们以往的税务方案中，也会建议客人做opportunity cost的平衡，以前低息环境之下我们往往会说欠税利息低，不用install payment或者先预付再拿回，我们就欠着， 到年底的时候再换，而因此而宽裕的现金流就拿去做投资.但就目前的大环境来说，我们的策略不得不需要做调整.
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