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Bei Jin
2 min read
Retirement 退休
RRSP 超买了怎么办?
Group RRSp vs RPPRRSP 不小心买超了怎么办呢?首先要知道:CRA允许的个人RRSP的超限金额最多是$2000,并且这部分超出的金额是暂时不能被用来抵扣当年收入的。至于超出$2000以外的那部分金额,那就不得不按照每月1%交罚金给CRA了。...
Bei Jin
3 min read
Retirement 退休
谁该买RRSP?
又到了一年初始,每一年的前六十天都是上一个税务年度的RRSP的购买时间,大家一下子又陷入到了究竟要不要买RRSP,买了到底划算不划算的纠结之中。 个人买RRSP究竟如何判断购买必要性呢?主要是和个人的当年收入以及未来几年收入水平的走向有关。购买RRSP的原理就是把高税阶年度...
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